Special Promotional Terms
Explore our consumer financing offered by Wells Fargo, allowing you the convenience and flexibility of financing your engagement ring purchase through a Wells Fargo credit card. Please note that the card carries an APR determined at the time of opening. However, see special promotional offers below.
-
1 No Interest if Paid in Full Within 12 Months.
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*
- Deferred Interested
Interest accrues on the promotional purchase at the regular APR for Purchases. However, no interest will be charged if the purchase is paid in full within the promotional period. - Minimum Monthly Payments
Required, but paying only the minimum payment each month will not pay off the purchase balance within the promotional period. - Avoiding Interest Charges:
To avoid interest charges, customers must either pay more than the minimum monthly payment or make a lump sum payment before the end of the promotional period.
- Deferred Interested
-
2 0% APR for 24 Months.1
- Customers make equal monthly payments with a 0% APR over a specified time period.
- 0% APR continues to apply until the qualifying purchases are paid in full.
3 Special Rate of 9.99% APR with 36 equal monthly payments.2
- Customers make monthly payments with a Special Rate over a specified time period.
- Special Rate continues to apply until the qualifying purchases are paid in full.
For more information on these special terms and conditions, please refer to the following Wells Fargo Financing Program Terms and Conditions:
*The Wells Fargo Jewelry Advantage® credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.
1The Wells Fargo Jewelry Advantage credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.
2The Wells Fargo Jewelry Advantage credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR of 9.99% will apply to the qualifying purchase, and 36 monthly payments equal to 3.2637% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.
How to Apply
- Online Application: Fill out our simple online form to apply for financing. It’s quick, secure, and confidential.
- In-store Assistance: Visit us at our modern showroom in Jeweler’s Row to discuss financing options with our diamond experts. We can help you find the best plan and guide you through the application process.
- Contact Us: Prefer to speak with someone directly? We’re here to help. Contact us directly today.
Frequently Asked Questions
What are the benefits of financing my engagement ring?
Financing your engagement ring offers various benefits including flexible payment plans, financial convenience, and promotional financing options, allowing you to make your ring purchase more manageable
What credit score do I need to finance my engagement ring?
The specific credit score requirements may vary, and approval is subject to Wells Fargo's credit policies. We recommend contacting Wells Fargo directly to determine your eligibility.
What do I need to apply?
You'll need a valid ID, proof of income, and a credit check will be conducted. Additional requirements may apply.
For more information or if you have any questions, please contact our 5-star team of diamond experts. We’re here to help make your dream ring a reality!