Financing Your Engagement Ring

At Ethan Lord, we understand that an engagement ring is a significant investment. That’s why we offer flexible financing on approved credit to fit your needs.

Special Promotional Terms

Explore our consumer financing offered by Wells Fargo, allowing you the convenience and flexibility of financing your engagement ring purchase through a Wells Fargo credit card. Please note that the card carries an APR determined at the time of opening. However, see special promotional offers below.

  • 1 No Interest if Paid in Full (Regular Minimum Payment Plans):

    Deferred Interest:

    Interest accrues on the promotional purchase at the regular APR for Purchases. However, no interest will be charged if the purchase is paid in full within the promotional period.

    Minimum Monthly Payments:

    Required, but paying only the minimum payment each month will not pay off the purchase balance within the promotional period.

    Avoiding Interest Charges:

    To avoid interest charges, customers must either pay more than the minimum monthly payment or make a lump sum payment before the end of the promotional period.

  • 2 0% APR (Equal Payment Plans)

    Customers make equal monthly payments with a 0% APR over a specified time period.

    0% APR continues to apply until the qualifying purchases are paid in full.

    3 Special Rate of 9.99% APR with 36 equal monthly payments.2

    Customers make monthly payments with a Special Rate over a specified time period.

    Special Rate continues to apply until the qualifying purchases are paid in full.

Apply Now

For more information on these special terms and conditions, please refer to the following Wells Fargo Financing Program Terms and Conditions:

*The Wells Fargo Jewelry Advantage® credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.

How to Apply

  1. Online Application: Fill out our simple online form to apply for financing. It’s quick, secure, and confidential.
  2. In-store Assistance: Visit us at our modern showroom in Jeweler’s Row to discuss financing options with our diamond experts. We can help you find the best plan and guide you through the application process.
  3. Contact Us: Prefer to speak with someone directly? We’re here to help. Contact us directly today.

Frequently Asked Questions

What are the benefits of financing my engagement ring?

Financing your engagement ring offers various benefits including flexible payment plans, financial convenience, and promotional financing options, allowing you to make your ring purchase more manageable

What credit score do I need to finance my engagement ring?

The specific credit score requirements may vary, and approval is subject to Wells Fargo's credit policies. We recommend contacting Wells Fargo directly to determine your eligibility.

What do I need to apply?

You'll need a valid ID, proof of income, and a credit check will be conducted. Additional requirements may apply.

For more information or if you have any questions, please contact our 5-star team of diamond experts. We’re here to help make your dream ring a reality!


5 S Wabash Ave #208
Chicago, IL 60603
312 443 1401